When it comes to managing money, most people focus on budgets, spreadsheets, or apps. But the real starting point? Your thinking.

Our thinking patterns shape every financial decision we make — from how we spend to how we save. And here’s the thing: most of our patterns were formed early in life through our first experiences with money. The beliefs we picked up as children often continue to drive our behaviour well into adulthood.

But here’s the good news:
Science has proven that we can change our thinking.
And that includes how we think about money.

Your Thinking Preferences Can Be Measured

That’s right — your thinking preferences aren’t a mystery. They can be accurately measured and interpreted, giving you clear insight into the why behind your money habits.

By understanding how your brain is wired, you can:

• Lean into your financial strengths

• Work through areas that might be holding you back

• Create strategies that actually work for you — not against you

Introducing the Spending Habit Report

The Spending Habit Report is a powerful tool designed through years of research by the Kobus Neethling Institute. It helps you discover your unique money mindset and how it influences your financial behaviours.

Here’s how it works:

• Complete an online questionnaire that identifies your financial thinking style.

• Your results are sent to a certified KNI practitioner (that’s me!).

• We meet in a friendly, private video session where I walk you through your results, answer your questions, and provide personalised tips to help you take action.

You’ll walk away knowing:

• Your financial thinking strengths

• The money challenges that may be holding you back

• Who in your circle complements your style — and can support your goals

Why This Matters?

This isn’t just about numbers or budgeting.
It’s about understanding you — your mindset, your motivations, and your money story.

Whether you’re trying to get out of student debt, build long-term wealth, or simply feel more confident with money, it starts with self-awareness.

And that starts with this report.

If you’re curious about your financial mindset and ready to take a powerful first step toward real change, let’s talk.

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Your brain already holds the blueprint for financial success — let’s unlock it together.

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